---
product_id: 373255637
title: "Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1\" x 8.25\", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black"
brand: "poluma"
price: "VT7172"
currency: VUV
in_stock: true
reviews_count: 6
category: "Poluma"
url: https://www.desertcart.vu/products/373255637-budget-planner-budget-book-with-bill-organizer-and-expense-tracker
store_origin: VU
region: Vanuatu
---

# 12-month undated planner Comprehensive monthly & yearly tracking Elastic closure & inner pocket Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black

**Brand:** poluma
**Price:** VT7172
**Availability:** ✅ In Stock

## Summary

> 📈 Own Your Financial Future — One Page at a Time

## Quick Answers

- **What is this?** Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black by poluma
- **How much does it cost?** VT7172 with free shipping
- **Is it available?** Yes, in stock and ready to ship
- **Where can I buy it?** [www.desertcart.vu](https://www.desertcart.vu/products/373255637-budget-planner-budget-book-with-bill-organizer-and-expense-tracker)

## Best For

- poluma enthusiasts

## Why This Product

- Trusted poluma brand quality
- Free international shipping included
- Worldwide delivery with tracking
- 15-day hassle-free returns

## Key Features

- • **Effortless Organization:** Twin-wire binding for 360° lay-flat use, plus an inner pocket and elastic closure to keep everything secure and accessible.
- • **Master Your Money Habits:** Track expenses, bills, savings, and debt with dedicated pages to transform your financial mindset.
- • **Start Anytime, Plan All Year:** Undated 12-month layout lets you take control whenever you want—no wasted pages, no pressure.
- • **Strategize & Reflect Monthly:** Built-in pages for goal setting, monthly reviews, and actionable plans to keep your finances on point.
- • **Premium Quality for Lasting Use:** Thick archival paper protects your notes from wear and tear while being easy on your eyes.

## Overview

The Poluma Budget Planner is a sleek, undated 12-month finance organizer designed for professionals seeking to master their money management. Featuring thick archival-quality paper, a durable twin-wire binding for 360° lay-flat use, and practical extras like an inner pocket and elastic closure, it supports detailed monthly tracking of expenses, bills, savings, and debt. With dedicated pages for goal setting and monthly reviews, this compact 6.1" x 8.25" planner empowers users to start anytime and build lasting financial habits.

## Description

MANAGE YOUR MONEY EFFECTIVELY - This budget planner will help to learn to achieve your financial goals, take to earn more money & take to cut your expenses for managing your money effectively. You can change some of your bad spending habits after a year of budgeting, so that you can better manage your money and spend it on some essential thing.

Review: Perfect - Perfect and oh boy it’s an eye opener as to where my money is going .. also helps massively to remind me when bills as due ..
Review: Very good quality

## Features

- MANAGE YOUR EFFECTIVELY - This budget planner will help to learn to achieve your financial goals take to earn more & take to cut your expenses for managing your effectively
- MANAGE YOUR MONEY EFFECTIVELY - This budget planner will help to learn to achieve your financial goals, take to earn more money & take to cut your expenses for managing your money effectively. You can change some of your bad spending habits after a year of budgeting, so that you can better manage your money and spend it on some essential thing.
- EFFECTIVE ORGANIZATION - This budget book with twin-wire binding for easy lay-flat 360, inner pocket for putting in some small cards & elastic closure for keeping the budget planner without falling off. These effective designs can make the accounting book better play its own role and bring you great convenience in the process of using it.
- Premium Thick Paper - This bill organizer features 12-month archival-quality pages made from thick paper, which can prevent planner from damages of light and air then ensure long-lasting performance from one year to the next of this budget planner. The premium white papers in this undated finance planner are environmentally friendly and adequately protects your eyes.
- Brand: Poluma
- Binding: unknown_binding
- Material: Cardboard
- Format: organizer
- Cover Material: Paper
- Material: Paper

## Technical Specifications

| Specification | Value |
|---------------|-------|
| ASIN | B096VFDZSH |
| Best Sellers Rank | #52,285 in Office Products ( See Top 100 in Office Products ) #442 in Personal Organizers |
| Binding | Unknown Binding |
| Brand Name | Poluma |
| Calendar Type | Non Dated |
| Color | Black |
| Cover Material | Paper |
| Customer Reviews | 4.6 4.6 out of 5 stars (2,453) |
| Format | Organizer |
| Item Dimensions L x W | 21L x 15.5W centimeters |
| Item Dimensions L x W x Thickness | 21L x 15.5W x 1.6Th centimeters |
| Item Weight | 0.32 Kilograms |
| Manufacturer | Poluma |
| Material | Cardboard |
| Model Number | PUA5HSWZXQJZB |
| Model Year | 2017 |
| Paper Dimensions | 6.1 x 8.25 inches |
| Paper Size | 6.1 x 8.25 |
| Part Number | PUA5HSWZXQJZB |
| Recommended Uses For Product | Budgeting and financial planning |
| Ruling Type | ruled |
| Special Features | Elastic Closure |
| Target Audience | Adult |
| Unit Count | 1.0 Count |

## Product Details

- **Brand:** Poluma
- **Colour:** Black
- **Cover material:** Paper
- **Format:** Organizer
- **Model year:** 2017

## Images

![Budget Planner - Budget Book with Bill Organizer and Expense Tracker, 6.1" x 8.25", 12 Month Undated Finance Planner/Account Book to Take Control of Your Money, Start Anytime, Black - Image 1](https://m.media-amazon.com/images/I/91RMgNodzNL.jpg)

## Questions & Answers

**Q: is there a christmas section?**
A: No, there’s not.

## Customer Reviews

### ⭐⭐⭐⭐⭐ Perfect
*by E***E on 15 August 2025*

Perfect and oh boy it’s an eye opener as to where my money is going .. also helps massively to remind me when bills as due ..

### ⭐⭐⭐⭐⭐ Review
*by F***K on 11 February 2025*

Very good quality

### ⭐⭐⭐⭐⭐ Review
*by J***Y on 24 December 2024*

Great product.

## Frequently Bought Together

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*Product available on Desertcart Vanuatu*
*Store origin: VU*
*Last updated: 2026-05-17*