--- product_id: 444758265 title: "HP 12C Financial Calculator – 120+ Functions: TVM, NPV, IRR, Amortization, Bond Calculations, Programmable Keys – RPN Desktop Calculator for Finance, Accounting & Real Estate – Includes Cleaning Cloth" brand: "hp" price: "VT31299" currency: VUV in_stock: true category: "Hp" url: https://www.desertcart.vu/products/444758265-hp-12c-financial-calculator-120-functions-tvm-npv-irr-amortization store_origin: VU region: Vanuatu --- # Instant RPN keystroke input 120+ built-in finance functions Long-lasting battery power HP 12C Financial Calculator – 120+ Functions: TVM, NPV, IRR, Amortization, Bond Calculations, Programmable Keys – RPN Desktop Calculator for Finance, Accounting & Real Estate – Includes Cleaning Cloth **Brand:** hp **Price:** VT31299 **Availability:** ✅ In Stock ## Summary > 📈 The timeless finance calculator that means business—because your numbers deserve the best. ## Quick Answers - **What is this?** HP 12C Financial Calculator – 120+ Functions: TVM, NPV, IRR, Amortization, Bond Calculations, Programmable Keys – RPN Desktop Calculator for Finance, Accounting & Real Estate – Includes Cleaning Cloth by hp - **How much does it cost?** VT31299 with free shipping - **Is it available?** Yes, in stock and ready to ship - **Where can I buy it?** [www.desertcart.vu](https://www.desertcart.vu/products/444758265-hp-12c-financial-calculator-120-functions-tvm-npv-irr-amortization) ## Best For - hp enthusiasts ## Why This Product - Trusted hp brand quality - Free international shipping included - Worldwide delivery with tracking - 15-day hassle-free returns ## Key Features - • **Compact & Durable Design:** Sleek metal enclosure fits your professional lifestyle, built to last decades. - • **Program Your Calculations:** Save time with keystroke programming—execute complex sequences at the touch of a button. - • **Trusted by Millions Worldwide:** Join a global community of finance pros who rely on HP 12C’s legendary reliability. - • **RPN Input for Speed & Accuracy:** Boost your workflow with Reverse Polish Notation—fewer errors, faster results. - • **Master 120+ Financial Functions:** From TVM to IRR, handle complex calculations with ease and precision. ## Overview The HP 12C Financial Calculator is the industry-standard tool for finance professionals, featuring over 120 built-in functions including TVM, IRR, NPV, amortization, and bond calculations. Its efficient Reverse Polish Notation input method accelerates data entry and reduces errors. Compact, durable, and powered by long-lasting batteries, the HP 12C has been trusted by millions worldwide for decades, making it an indispensable companion for real estate, banking, and business finance. ## Description The HP 12C has set the standard for financial calculators for over four decades. Trusted by professionals in real estate, banking, and corporate finance, it’s highly sought after for its speed, reliability, and efficient data entry using Reverse Polish Notation (RPN). With more than 120 built-in functions, the HP 12C is built to handle everything from loan amortization to bond yield calculations – without the need for spreadsheets or formulas.KEY FEATURES:120+ built-in functionsReverse Polish Notation (RPN)TVM, NPV, IRR, amortizationBond and loan calculationsProgrammable keystroke memorySupports 20 cash flowsOne-line LCD displayCompact and durableIncludes cleaning clothIncludes case and batteriesLong battery lifeLEGACY PERFORMANCE FOR TODAY’S PROFESSIONALSThe HP 12C remains a top choice for financial professionals who value speed and precision. With a simple one-line display and tactile, well-spaced keys, it’s designed for real-world use in business, finance, and accounting.RPN ENTRY FOR FASTER RESULTSReverse Polish Notation allows for efficient calculation with fewer keystrokes – ideal for experienced users handling repetitive or multi-step financial tasks. It eliminates the need for parentheses and reduces input errors over time.BUILT-IN FINANCIAL TOOLSFrom calculating mortgage payments and loan amortization to running internal rate of return (IRR) and net present value (NPV) analyses, the HP 12C handles common and complex financial operations with ease. Just a few keystrokes deliver instantaneous accurate results.PORTABLE WITH PROTECTIVE CASECompact enough for carrying to and from the office, the HP 12C comes with a protective case and a pre-installed battery. ## Features - HP 12C: INDUSTRY STANDARD SINCE 1981 – Trusted by professionals in real estate, banking, and finance for over 40 years. The HP 12C finance calculator remains the go-to tool for fast and accurate calculations in high-stakes business environments. - 120+ FUNCTIONS FOR FINANCIAL ANALYSIS – Calculate loan amortization, bond pricing, mortgage payments, NPV, IRR, depreciation, and more with this large calculator. Built-in business and statistical functions allow you to perform complex calculations in just a few keystrokes. - RPN ENTRY FOR FASTER WORKFLOWS – Reverse Polish Notation (RPN) allows for efficient data entry with fewer keystrokes and no formulas. This RPN calculator is perfect for a mortgage payment calculator, accounting calculator, business calculator, or real estate calculator for desktop. - PROGRAMMABLE FOR REPEAT TASKS – The HP12C desk calculator stores custom keystroke sequences for repeated use. This large calculator supports up to 20 cash flows for IRR/NPV analysis, modeling investment scenarios, projecting returns, and automating routine calculations. - INCLUDES CLEANING CLOTH, CASE & BATTERIES – Compact design fits easily on a desk or crowded table area. Includes a protective carrying case, cleaning cloth, and comes with pre-installed batteries so it's ready to use out of the box. A great choice for home finances, business professionals, and accountants. ## Technical Specifications | Specification | Value | |---------------|-------| | ASIN | B0FSWFY8FZ | | Best Sellers Rank | #34,056 in Office Products ( See Top 100 in Office Products ) #16 in Financial & Business Calculators | | Brand | HP | | Calculator Type | Financial | | Color | black | | Customer Reviews | 4.6 4.6 out of 5 stars (478) | | Display Type | LCD | | Enclosure Material | Plastic | | Item Dimensions L x W | 15.2L x 7.6W centimeters | | Manufacturer | HP | | Mfr Part Number | HP 12C-120 | | Model Name | HP 12C | | Number of Batteries | 1 Nonstandard Battery batteries required. | | Power Source | Battery Powered | | UPC | 199284667877 | ## Product Details - **Brand:** HP - **Calculator Type:** Financial - **Colour:** black - **Number of batteries:** 1 Nonstandard Battery batteries required. - **Power source:** Battery Powered ## Images ![HP 12C Financial Calculator – 120+ Functions: TVM, NPV, IRR, Amortization, Bond Calculations, Programmable Keys – RPN Desktop Calculator for Finance, Accounting & Real Estate – Includes Cleaning Cloth - Image 1](https://m.media-amazon.com/images/I/71hvOELFNbL.jpg) ![HP 12C Financial Calculator – 120+ Functions: TVM, NPV, IRR, Amortization, Bond Calculations, Programmable Keys – RPN Desktop Calculator for Finance, Accounting & Real Estate – Includes Cleaning Cloth - Image 2](https://m.media-amazon.com/images/I/71h5+u-975L.jpg) ![HP 12C Financial Calculator – 120+ Functions: TVM, NPV, IRR, Amortization, Bond Calculations, Programmable Keys – RPN Desktop Calculator for Finance, Accounting & Real Estate – Includes Cleaning Cloth - Image 3](https://m.media-amazon.com/images/I/71P1bQPWibL.jpg) ![HP 12C Financial Calculator – 120+ Functions: TVM, NPV, IRR, Amortization, Bond Calculations, Programmable Keys – RPN Desktop Calculator for Finance, Accounting & Real Estate – Includes Cleaning Cloth - Image 4](https://m.media-amazon.com/images/I/81HLL0hly8L.jpg) ![HP 12C Financial Calculator – 120+ Functions: TVM, NPV, IRR, Amortization, Bond Calculations, Programmable Keys – RPN Desktop Calculator for Finance, Accounting & Real Estate – Includes Cleaning Cloth - Image 5](https://m.media-amazon.com/images/I/71RVK3fKhWL.jpg) ## Available Options This product comes in different **Style** options. ## Frequently Bought Together - HP 12C Financial Calculator - Black/Gold - JINMEI Hard EVA Carrying Case Compatible with HP 12C/HP 12CP Financial Calculator Storage case - Duracell 303/357/76 Silver Oxide Button Battery, 3 Count Pack, 303/357/76 1.5 Volt Battery, Long-Lasting For Watches, Devices, Calculators, And More --- ## Why Shop on Desertcart? - 🛒 **Trusted by 1.3+ Million Shoppers** — Serving international shoppers since 2016 - 🌍 **Shop Globally** — Access 737+ million products across 21 categories - 💰 **No Hidden Fees** — All customs, duties, and taxes included in the price - 🔄 **15-Day Free Returns** — Hassle-free returns (30 days for PRO members) - 🔒 **Secure Payments** — Trusted payment options with buyer protection - ⭐ **TrustPilot Rated 4.5/5** — Based on 8,000+ happy customer reviews **Shop now:** [https://www.desertcart.vu/products/444758265-hp-12c-financial-calculator-120-functions-tvm-npv-irr-amortization](https://www.desertcart.vu/products/444758265-hp-12c-financial-calculator-120-functions-tvm-npv-irr-amortization) --- *Product available on Desertcart Vanuatu* *Store origin: VU* *Last updated: 2026-05-07*