The Bogleheads' Guide to Investing

Very enjoyable read, very informative and engaging. Gives a good overview of tracker funds and investment. Unfortunately quite a chunk is devoted to US specific financial information, so may not be completely relevant to an international audience. But overall, really good buy!

Un libro fantástico. Es un ejemplo de como se debe escribir un manual sobre cualquier tema.Un libro completísimo, que cubre todos los aspectos de la inversión, desde la planificación de la inversión, selección de activos, fiscalidad, brokers, etc. Además está muy bien organizado, de forma que puedes ir directamente, a los temas que te interesan sin necesidad de leer lo demás para entender esa parte.El libro está lleno de referencias a webs y foros gratuitos para obtener más información o ayuda posterior.Además, como va al grano el libro es corto y se lee con mucha facilidad.Para el que no conozca la filosofía Boglehead se enfoca en comprar y mantener fondos o ETFs indexados a largo plazo.Tiene la pega de que está enfocado al lector estadounidense y algunas partes como la relativa a la fiscalidad no es extrapolable al caso español.

El libro muestra de forma fácil y pedagógica el poder del interés compuesto y la forma de conseguir ahorros a largo plazo con inversiones de altos retornos y bajas comisiones (la cantidad de dinero que se va por ahí sin darnos cuenta). Este en ingles pero es facil de entender. Es un libro obligado para cualquier inversor.

Aunque se centra en el caso americano es trasladable al caso español.Lo aconsejo 100 % a cualquier inversor particular

I feel very fortunate to have bought this book at the beginning of 2008 and still just a few years after graduating from college. I had finally found myself with a decent job and the ability to start putting away money. I quickly realized I didn't know where to start when it came to retirement savings.Money is something we all have to think about multiple times a day and those decisions have a long lasting effects on our future selves YET most of us don't get a proper education on how to manage our finances!This book got me thinking long term. Do I need to buy the most expensive phone? Do I need a brand new car? Can I put this charge on my credit card and pay it off in full at the end of the month?Maybe my hard earned money is better spent on my future, that one dollar saved today will be $8-$10 when I retire if I instead invest it. It taught me to not get fancy with mutual funds that peel off 1-3% in fees and instead stick to low cost index funds. That little 1% savings on fees over time could mean retiring when I am 55 or having to work another 10 years or more.As the financial crisis was hitting the US in 2008, and the stock market was tanking I was buying. I had quickly paid off my debts and my standard 10% retirement savings per month went to 20%, then 30%. By 2009 I was putting away nearly 50% of my income into my retirement and brokerage accounts.Ten years later I am debt free and in a much better financial situation than my peers. Buy this book, educate yourself and invest in your future.