Clever Fox Budget Planner - Expense Tracker Notebook. Monthly Budgeting Organizer, Finance Logbook & Accounts Book, Bill Tracker, A5 (Grey)

During COVID I was placed on furlough so had to deal with a pay cut as a result. Unfortunately I was made redundant as of last week. Until now I had just accepted that each month would be a bit of a struggle to make ends meet and kept my fingers crossed that another job would come along.When I stumbled across this planner in my recommended items on Amazon I thought I’d give it a shot to try and help out my finances. Once it came (it was delivered very quickly) I sat down and spent a good few hours going through my finances. It was amazing to see how many things I had spent my money on that were just unnecessary which I could cut back on and try and get myself through this difficult patch. I can honestly say it’s been a massive eye-opener! What an amazing little product. I love the fact that you can set goals and keep a very close eye on all expenditure. It is even made me realise, that I should really stop smoking as the amount of money I spend on cigarettes is not good!I can honestly say it’s been a massive eye-opener! What an amazing little product. I love the fact that you can set goals and keep a very close eye on all expenditure. It is even made me realise, that I should really stop smoking as the amount of money I spend on cigarettes is not good!The only minor downside was the thickness of the book. I did expect it to be a little thicker but this does not stop its usefulness. There is a lot packed into the small pages. There is a small pouch at the back of the book which contains stickers. I thought this was a massive bonus and a cute idea to help you keep track. There is also a pen holder on the side of the book.

I brought this planner after watching many YouTube videos on building wealth and seeing how useful having a written down budget can aid finicial independence.This planner is well made and the green is an eye catching colour (the colour of money lol). I like it's not obvious to anyone else what is, if they walked in my house and saw on the table.The person goals section are great to focus on what your working to achieve. The monthly review is personally the part I like the best and I can be honest with my self on how I did that month and improve on it the next. There is plenty of expense tracker space.I would have liked more than 4 savings tracker sections as I am trying sinking funds and have quite a few.This is a great budget planner for anyone starting there financial independence journey.

This planner has been instrumental in helping me sort out my finances. I love the goals and strategy section. It's really got me fine tuning plans for how to budget!Breaking things down into smaller steps helps me to not feel so overwhelmed.The debt tracker, savings tracker and expense tracker have been amazing. It has been so helpful to be able to account for every penny spent. The summary of the year is a good way to see how much you have spent and whether you have saved.What attracted me most to this planner was the beautifully debossed rose gold cover. It feels silky and has that faux leather feel.I would only personally make a couple of adjustments: having a section for a to do list/ note section each month and changing the Christmas budget to a celebration or special occasion budget. Not everyone celebrates xmas 😉.Oh yeah, you also get stickers and a digital guide on how to fill out the planner so you won't be left not knowing what to do!

Great product in general. Only 4 stars as it doesn't work for me personally. I have salary every 4 weeks and need some extra space on the side. This planner would work perfectly for people with monthly salaries. Seller is amazing. When they have contacted me to ask about the product and I have informed them that I love the planner but unfortunately it does work for me personally they have issued a full refund without me asking for it.

This is what I need!I started my own business this year and being so totally disorganised I didn’t know what was ‘business’ and what was mine, so I have given myself a kick up the bum to start budgeting my own account and separating business and personal.This will help me work out what I spend my money on. Its like dieting, we think we don’t eat as many calories a day as we do and then wonder why we are fat!This is the same - it’s all those little bits that you spend and then wonder where all your money has gone, so for me this is a great help as I like to see it on paper rather than on an app.

I am now writing a review as I wanted to use it for a couple of months. It is a good planner if you get paid on the 1st of the month and can use this as a planner for the month. I find it quite difficult as I have multiple amounts on different weeks and I find it hard to budget and write this out. This is no fault with the planner at all, it’s my monthly incoming and outgoing money. Would I suggest for someone to purchase this, absolutely. Personally I won’t buy it again next year as it wasn’t correct for me. It’s clear, great paper and size. The colour I got was purple and it’s a lovely colour.

I really do enjoy using this! Now that I've erupted into the adult world of credit cards and going on holiday with friends as well as paying for maintenance around the house, it's hard to see where my money goes. With my new job paying me quite nicely and still living with parents, I do tend to live too lavishly, but now it's sort of catching up to me. With this, I have broken down how much I spend on what and it's been an eye opener to making me realise that I spend my money on a LOT of useless things. Each month is done in sections basically. Comes with the month's goals, the monthly budget page (where you can then write out your actual after), expenses and then a monthly review. This actually helped me going onto my online banking app and actually check what direct debits I still use, and now I can properly plan what I do with my money!